Coverage & Claims
Is a hydroplaning accident my daughter's fault?
Unfortunately, insurance companies list almost all single-vehicle accidents as at-fault on your claims history. This would be considered an at-fault collision accident. There is no other party at fault and this can be seen as a failure to maintain control of the vehicle.
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Coverage & Claims
Will my car insurance claim be denied if i got into a wreck 1 week after reinstating my policy?
If your policy was active at the time of the accident then you should be covered. While the insurance company may be a little suspicious at the timing of your claim with regard to it recently being reinstated, you should still be covered assuming that there was no fraudulent activity.