Eligibility RV Insurance

Can we get American insurance for our camper van registered in Germany?

In order to get insurance from an American insurance company, the camper must be registered in the United States and remain at a U.S. address for at least 10 months out of the year.
Jul 8, 2021 Chicago, IL

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Most Recent

Coverage & Claims

If I damaged another person's car but they waited to file a claim and I no longer have the car insurance policy, do I have to pay them?

You do not have to pay them if you had insurance at the time of the accident. They would need to contact the insurance company you had at the time, provide them with your policy information, and start the process.
Jun 22, 2020 Chicago, IL

Coverage & Claims Eligibility

Do you have to have full coverage to drive for Uber in Illinois?

While passengers are in the vehicle, most rideshare insurance is handled by Uber or Lyft. Passengers are covered for any injuries sustained during such a ride.
Jun 3, 2020 Chicago, IL

Coverage & Claims

Within what timeframe does an insurer typically drop or penalize you for multiple (two) accidents?

Sorry to hear about the accidents. If you were to move to a new company they would probably start the policy reflecting these accidents.
Jan 20, 2020 Chicago, IL

Eligibility General Insurance

Can my 16-year-old daughter have a non-owners policy and drive my car?

In short, a non-owners policy is for someone who doesn't drive a vehicle on a normal basis, doesn't own a vehicle, and doesn't have access to one. So if your daughter only rents cars, then non-owners insurance may be a better fit.
Nov 29, 2019 Taylorville, IL

General Insurance

What is the reason that another driver would refuse to give their car insurance after an accident?

They might not have insurance or don't want you to file a claim on their insurance. Any claim you make would impact their premium.
Aug 2, 2019 Chicago, IL

General Insurance

How do I choose a car insurance deductible?

When it comes to selecting your deductible you have to know what you can afford, and if you could cover the claim or damages with a high deductible. If so, high deductible + good driving = a lot of savings but a lot of people can't fork over 1k-2k in the event of an accident.
Jul 26, 2019 Chicago, IL

Coverage & Claims

If I backed into another person's car (which was sitting in their driveway), should I file a claim if repairs are estimated to be $2,500?

Hello, Since there is no damage to your vehicle, you would not need to file a claim. However, the person that you hit has the option to file a claim.
Jul 18, 2019 Chicago, IL

General Insurance

How long do I have in Illinois to add a new vehicle to my current insurance policy?

Typically, you have up to 14 days to add a new vehicle to your policy. Every company is different so always check with your specific insurance company for their guidelines.
May 1, 2019 Peoria, IL

General Insurance

How long do I have in Illinois to add a new vehicle to my current plan?

Typically, you have up to 14 days to add the vehicle to your new policy. Every company is different so always check with your specific company for their guidelines.
Apr 27, 2019 Peoria, IL

Eligibility

Can I purchase additional coverage for the same car through a different insurance company?

No, you would need to get a new policy since every policy needs to have the state minimum liability for Illinois and then you would be able to add comprehensive and collision coverage. Keep in mind, because of the age of the vehicle, there are some companies that will not add comprehensive and collision coverage. The Zebra offers you quotes from several different companies.
Apr 7, 2019 Quincy, IL
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