General Insurance

If my dad purchased a car and put me on the insurance policy, can that be revoked when he dies?

If your dad were to pass during a term that was paid for, you would not be removed. The insurance plan would end at the expiration date and you would then need to find yourself a new plan.
Jan 13, 2021 Tipton, IN

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Most Recent

Renters Insurance

Why does my landlord want their name on my renters insurance policy?

This is very normal. They want to be listed as an interest for the personal liability coverage to make sure they are also protected in the event of a claim.
Jan 8, 2021 Elwood, IN

Coverage & Claims General Insurance

I have liability coverage only and I hit a highway median. Am I covered for any damages?

Liability insurance only covers damages you directly cause. It never covers your own property.
Dec 10, 2020 Fort Wayne, IN

Coverage & Claims

Is the lienholder in any way responsible in a car accident?

A lienholder would not be responsible for your accident. The lienholder would receive the claims payout for the vehicle if insurance got involved.
May 29, 2020 Anderson, IN

General Insurance

Can force-placed car insurance be removed on a car that does not work?

Most loan terms require that the financed vehicle must carry the comp and collision coverage. Even if the vehicle is broken-down and non-functioning, you still have to follow the stipulations set by your lienholder.
Jan 27, 2020 New Albany, IN

Coverage & Claims

Can I dispute the payout amount my insurance company wants to give me?

Actual cash value (ACV) from your insurance is not the same as an adjusted amount — it's an estimate on their books. I would get another person to look at the vehicle and get another opinion on the adjustment to make sure it was accurate before trying to fight the claims department.
Nov 1, 2019 Greenwood, IN

Eligibility

Am I required to purchase two years worth of auto insurance to obtain two years of proof (SR-22)?

You must maintain insurance continuously for your SR-22 to be effective. An SR-22 is a filing with that state that informs them when you have insurance and when the policy cancels.
Jul 11, 2019 Rockville, IN

Eligibility

Can I get an SR-22 car for my car that doesn't work?

Hello, You can get auto insurance with an SR-22 however, you will need to list the vehicle that you own (even if inoperable). You do not qualify for a non-owners policy because you own a car and drive your friend's car regularly.
Jun 29, 2019 Indianapolis, IN

Coverage & Claims

Am I still covered for liability coverage if I drive my car in a parade?

Yes, you should be insured while driving in a parade under the mentioned circumstances. Many people who drive in parades tend to have classic or modified vehicles which often require different types of insurance coverage.
Jun 26, 2019 Santa Claus, IN

Eligibility

Are 911 dispatchers eligible for insurance discounts as first responders?

Every insurance company has different guidelines and available discounts, so it's hard to give a blanket statement about your eligibility. That said, The Zebra can quote you with several companies at once, giving you the chance to compare the best rates available.
Jun 10, 2019 Gnaw Bone, IN

General Insurance

Does The Zebra use a hard or soft credit pull to compare insurance quotes?

Thank you for this question. The Zebra does not do a soft or hard pull of your credit.
Jun 4, 2019 Gary, IN
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