Renters Insurance

Why does my landlord want their name on my renters insurance policy?

This is very normal. They want to be listed as an interest for the personal liability coverage to make sure they are also protected in the event of a claim.
Jan 7, 2021 Elwood, IN

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Coverage & Claims General Insurance

I have liability coverage only and I hit a highway median. Am I covered for any damages?

Liability insurance only covers damages you directly cause. It never covers your own property.
Dec 9, 2020 Fort Wayne, IN

Coverage & Claims

Is the lienholder in any way responsible in a car accident?

A lienholder would not be responsible for your accident. The lienholder would receive the claims payout for the vehicle if insurance got involved.
May 28, 2020 Anderson, IN

Eligibility

Am I required to purchase two years worth of auto insurance to obtain two years of proof (SR-22)?

You must maintain insurance continuously for your SR-22 to be effective. An SR-22 is a filing with that state that informs them when you have insurance and when the policy cancels.
Jul 10, 2019 Rockville, IN

Coverage & Claims

Am I still covered for liability coverage if I drive my car in a parade?

Yes, you should be insured while driving in a parade under the mentioned circumstances. Many people who drive in parades tend to have classic or modified vehicles which often require different types of insurance coverage.
Jun 25, 2019 Santa Claus, IN

Eligibility

Are 911 dispatchers eligible for insurance discounts as first responders?

Every insurance company has different guidelines and available discounts, so it's hard to give a blanket statement about your eligibility. That said, The Zebra can quote you with several companies at once, giving you the chance to compare the best rates available.
Jun 9, 2019 Gnaw Bone, IN

General Insurance

Does The Zebra use a hard or soft credit pull to compare insurance quotes?

Thank you for this question. The Zebra does not do a soft or hard pull of your credit.
Jun 3, 2019 Gary, IN

Coverage & Claims

Totaled a vehicle and I wasn't on the vehicle's insurance policy

The owner of the vehicle will need to file a claim on their policy. It will be up to the insurance company to decide if they will pay out for the claim or not since you are not listed on the policy.
Feb 19, 2019 Gary, IN

General Insurance

Do I have to have all my vehicles fully covered?

You are only required to carry comprehensive and collision coverage (full coverage) if you are leasing or financing the vehicle. If you own them or even one of them, you can decide how you want the vehicle insured.
Sep 2, 2018 Fort Wayne, IN

General Insurance

What do I need to get on my wife's auto insurance policy?

In order to be added to your wife's policy, you will need the VIN (a 17 digit vehicle identification specific to your vehicle) of your vehicle, your driver's license, and for the loan the lien holder name and address. Anything else they might they ask that we haven't already stated would be company-specific.
Feb 13, 2018 Lafayette, Indiana

Coverage & Claims General Insurance

Does roadside assistance help with keys locked in a car?

While I cannot speak for the actual details of your policy, GEICO's roadside assistance does provide lockout services up to $100. Meaning, they would reimbursement you after-the-fact for your claim.
Jan 16, 2018 Indianapolis, Indiana
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