Driving History

Why Uber and Lyft ask for vehicle inspection even we have a DMV inspection?

You are correct when it comes to the state vehicle inspection. You do have to have your car inspected to drive legally.

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Eligibility

Can I get full coverage insurance without an agent looking at my car for any damage?

Yes you can purchase a policy with comprehensive and collision (full coverage) without an agent inspection. However, you will not be able to file a claim for existing damage on the vehicle since your insurance policy will only cover damage that occurs during the period when you are insuring the vehicle.
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