General Insurance

How do I prove I am staying in the same address I reported to my car insurance company?

It depends on the insurance company, but most will accept proof in the form of a utility bill or something similar to prove where you live. I recommend calling your insurance company to find out what documentation they will require to prove your residency and reinstate your policy.

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General Insurance

I got in an accident and my insurance company hasn’t really done anything to fix it, do I have to continue to pay?

You definitely have the freedom to shop around for a new insurance company during your policy period. As long as you had insurance at the time of the accident, you can cancel your policy at any time. Make sure to ask if there are any penalties and that you have insurance set up with another company before you switch.

General Insurance

Is it necessary to report to my insurance company that I got a citation for improper starting?

No, you don't have to report to your insurance company that you received a citation. But when it comes time to renew the policy, your insurance company will check your MVR (motor vehicle report) and probably raise your premium accordingly upon seeing the ticket.

General Insurance

Can a auto insurance financing company decline insurance coverage from an insurance company?

Although that seems a bit odd, I can't answer that question. The insurance companies that a finance company will approve is specific to each financial institution.
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