Coverage & Claims

Will PIP pay for my medical bills?

Yes, personal injury protection (PIP) should cover any injuries resulting from an accident regardless of whether or not it was a single-vehicle accident. I would file a claim as soon as possible.
Jun 17, 2020 Pittsburg, KS

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Most Recent

Coverage & Claims

If I have two separate insurance claims to file, do they tally the two claims to determine if the car is totaled?

The claims department will want to do whatever is the least expensive option. They will likely add the damages together to decide what to do.
Jan 26, 2020 Mulvane, KS

Eligibility

Can I get car insurance with just a state ID in Kansas?

Yes, there are several companies that will insure you without a license. Some companies will require you to get a license within a certain time frame so make sure to find out the details before getting a policy.
Jul 8, 2019 Lenexa, KS

Coverage & Claims

Will car insurance cover replacing a window?

If the window breaking was caused by an accident, it is covered by your insurance. If it wasn't, then it is not likely to be covered even if you have comprehensive and collision coverage, as these cover damages resulting from events such as fire, theft, or vandalization, and not a malfunction with the vehicle.  Check out out the following resources for more information: Warranty vs.
Jun 9, 2019 Eldorado, KS

Coverage & Claims

How does a DUI affect my claim?

You definitely need to tell your insurance company exactly what happened. Depending on the specifics of the situation, some companies will not cover accidents caused by driving under the influence.
Jan 16, 2019 Pleasanton, CA

Eligibility

Do I need non-owners for a policy I am borrowing?

If your mom will be borrowing a car that she does not own, she needs to be listed as a driver on the owner of the car's insurance policy. A non-owners policy is for someone that may drive occasionally but does not have regular access to a specific vehicle.
Jan 15, 2019 Baxter Springs, KS

Eligibility

How long can insurance companies hold DUI against you in Kansas?

The lookback for DUI is 10 years in Kansas. The other thing your husband would need to think about is if his job requires him to drive.
Oct 11, 2018 Great Bend, KS

Coverage & Claims

My liability only car was hit by a stolen vehicle

Unfortunately, the owner of the vehicle that was stolen isn't liable because the fact they didn't give permission to the driver negates any coverage. The individual who stole the vehicle and caused the damage is responsible.
Jun 18, 2018 Hutchinson, KS

Eligibility General Insurance

What happens if I'm late on a car insurance payment

It depends on the policy status. If you were just late with a bill but no cancellation was issued, then you are still insured.
Apr 30, 2018 Topeka, KS

Homeowners Insurance

Is my deck covered by my homeowners policy?

Since the deck you recently had built is attached to your home, the structure should be covered under the "dwelling" portion of your homeowners insurance. If the deck were not attached to your home then it would be covered under the other structures portion of your policy.
Jun 7, 2017 Salina, KS

Eligibility General Insurance

What do I do if I don't have a car but am required to have an SR22 and an ignition interlock?

You should be able to purchase a non-owners insurance policy and have an SR22 attached to that policy to meet the state requirement. It would be impossible to install an interlock device if you don't have a vehicle so I would recommend contacting your probation officer or attorney to discuss your options.
Apr 27, 2017 Leawood, KS
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