Coverage & Claims

My car was keyed 4 months ago. Is it too late to file a claim with my insurance company?

The statute of limitations on property damage and injury claims in Ohio is two years — so you are well within the time frame to file a claim. The car being keyed would count as an act of vandalism, so your comprehensive coverage should cover the damage.

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Coverage & Claims

If a friend's car was keyed while at my house for a party, will he be able to file a claim?

It really will depend on whether your friend's auto insurance policy includes comprehensive coverage. Beyond that, the damage to the paint will have to be higher than his deductible before his insurance company will pay for anything.

Coverage & Claims

If someone keyed my car and I file a claim, will that make my insurance go up?

I would recommend getting a repair estimate first. This way you will have more information to base your decision on.
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