Eligibility
RV Insurance

Does RV insurance count as prior car insurance coverage?

RV insurance doesn't count for continuous auto insurance coverage. On an auto insurance application, you are not currently insured unless you currently have an auto insurance policy.

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Eligibility

Will I be able to get car insurance with the same company I canceled with?

Most companies will allow you to get insurance again even if you have canceled a policy with them in the past. Keep in mind that having continuous insurance coverage gives you a better rate so the price will likely be higher when you restart your insurance policy, and certain companies won't insure you if you have a lapse in coverage.

General Insurance

If I'm not considered at fault in an accident but my insurance lapsed, will my injuries still be covered?

If the other driver is 100% at fault then your insurance status should have no bearing on fault or you being covered by their insurance policy. I would recommend contacting the other driver's insurance company to start the claims process.
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