Coverage & Claims

Must I list my children on my policy if they have a learners permit or a drivers license in the state of New York?

Thank you for the question. In short, you will run into issues with your insurance company if you are not listing all household members.

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Most Recent

Eligibility

Can I get car insurance with only a permit?

Yes, you can get insurance with a permit. You typically have 60 days to get your license, but every company is different.

General Insurance

Do I have to add my son with a permit to our insurance

I would recommend speaking with your insurance company regarding their specific rules. But, given him using the vehicles often, I would imagine they will require him to be an added driver to the policy.

Coverage & Claims

My uninsured 15-year-old daughter got into an accident.

Given her young age, filing a claim will likely result in a huge increase in your premium because your insurer will probably require that she be added as a driver to your policy with an at-fault accident on her record. If you can afford to pay for the damage out of pocket, I would recommend doing that.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question