Coverage & Claims

If the driver is not licensed, does it affect their ability to file a claim?

Most insurance companies do have access to a driver's background when they quote and insure them. Not having a driver's license is usually an issue for insurers but it's not impossible to find insurance for an unlicensed driver, and that seems to be the case in this situation.

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Eligibility

Can I add a non-licensed, non-U.S. citizen to an auto policy?

Thanks for the question. The first thing that I would say is that you should consider having them get their drivers license beforehand.

Eligibility

Which insurance companies will insure a driver without a license?

You may check with Geico to see if they will take an unlicensed driver. However, in my experience, they will not.

Car Insurance Costs
General Insurance

DMV shows my license being suspended for 3 months because paperwork was submitted late. My insurance has skyrocketed, how can I correct this?

As far as I know, there is no way to get rid of the license suspension unless there is a legal loophole. You could always consult a lawyer who specializes in driving records to see if something can be done.

Eligibility

Can I get insurance if I have a van with access for a wheelchair but no license?

It's very likely that you can still get insurance. However, you will have to find a company that doesn't require everyone listed to be licensed.

General Insurance

If a car isn't going to be used for a certain amount of time, does it need to be insured?

As long as the vehicle is still registered and licensed, then it needs to be insured. Pennsylvania can suspend your license if you suddenly drop insurance off a vehicle.

Coverage & Claims

How can I get points off my license?

Hello, Unfortunately, there is no way to instantly remove demerit points from your license since there was a collision. In a case where an animal is involved, insurers typically rule it to be safer to hit the animal than to swerve trying to miss it.

Eligibility

Can I get car insurance with just a state ID in Kansas?

Yes, there are several companies that will insure you without a license. Some companies will require you to get a license within a certain time frame so make sure to find out the details before getting a policy.

Eligibility

Can I get car insurance for my vehicle if I don't have a license?

Hello, You will have to have the policy in your name since you are the owner of the car. You will also need to list any person(s) that will be driving the vehicle regularly (more than once a month) as a driver on the policy.

Eligibility

What happens if I lie about what age I got my driver license?

I understand that you might want to try and potentially save money, but lying to your insurance company isn't going to help. In fact, it could potentially even lead to your coverage being dropped.

Uncategorized

Can I update my Michigan driver's license online or do I need to go to the DMV?

Here is a good resource from the State of Michigan regarding license information. It does look like you have to go to the DMV.
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