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Eligibility

Can I get car insurance with a state ID in Louisiana?

Yes, you are able to get car insurance with a state ID although not all companies will be willing to, there are several that will. Make sure you clear up the status of your license to get the best rates.

Eligibility

Is a social security number required to buy car insurance?

If you have a state ID, you can get insurance. However, most companies require you to get a license within a specific time frame, but not all.

General Insurance

How much would insurance be for someone who just got their license and is 21 years of age?

There are many different factors that go into calculating your rate. According to our State of Insurance report, the national average premium for 21-year-olds in 2018 was $2,461 and in New York, the average premium for drivers between ages 21-29 was $2,227.

General Insurance

Can my friend insure and drive a car I bought?

She can get insurance in her name. Some companies will make you be listed as an excluded driver.

Coverage & Claims

Does spouse with revoked license need to be added to insurance policy?

Since you are married, he will need to be listed on the policy as an excluded driver, which shouldn't affect your rate much. The reason he needs to be excluded is that he has access to the vehicle.

Eligibility

Can I get car insurance with a state ID?

Yes, you can get insurance without a license. There will be a surcharge for not having a license in California.

Driving History

Why does my wife need to be added to my policy if she doesn't drive?

You should be able to add your wife as a driver to the policy with a state ID for now. Most companies give you 30-60 days to provide your new license information.

Eligibility

Can I purchase a car and put it on my mom’s insurance if i don’t have a license?

You can add the car to your mom's policy as long as you are listed as a driver on the policy. Not all companies will insure you with a suspended license.

Coverage & Claims

What to do when someone gets in a car accident in your car and has no DL?

You will definitely want to report the accident to your insurance company as soon as possible. They may cover the accident depending on whether or not you have a permissive use policy.

Eligibility
General Insurance

Can I insure vehicle I am driving in someone else's name?

There's a couple of things to think about here. First, your boyfriend's sister cannot and should not insure the vehicle simply because she does not drive it.
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