General Insurance

How much car insurance coverage do I need and should I get umbrella insurance?

We generally recommend basing your liability needs on your assets. From the information you've given, I would say that maxing out your liability limits and getting an umbrella policy is probably a wise decision since you own your home and vehicles and have a high net worth.
Feb 12, 2020 Long Beach, CA

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Coverage & Claims General Insurance

Do I have to keep making my insurance payments for a vehicle getting repaired?

You should definitely make your scheduled payments. I would continuously try and contact them.
Jan 5, 2019 Long Beach, CA

Coverage & Claims

Will my State Farm Car insurance cover the damages to a person's balcony if we hit it while driving a Uhaul?

Yes, your State Farm policy should cover the damages that you caused. That is what your liability coverage is for.
Sep 29, 2018 Long Beach, CA

Coverage & Claims

How do I get points on my license in CA?

To answer your first question, I wouldn't file a claim. Being the deductible is only a few hundred dollars, you would pay more in a rate increase after filing a claim than you would receive.
Jul 25, 2018 Long Beach, CA

Car Insurance Costs Coverage & Claims General Insurance

What if I filed a claim, decided I didn't want to go through with it, and hung up?

Unfortunately once you notify them of any sort of incident they will investigate it. You can check our State of Insurance report to get an average of the amount an accident will increase your rate by annually. If you experience a rate increase you can always shop around for a lower rate.
May 5, 2017 Long Beach, CA
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