Car Insurance Costs

Is my insurance company responsible for balance after I've paid deductible?

Yes, if the damage is more than your deductible, then your insurance company should pay the remainder of the damages. There are some plans that will not transfer coverage to another vehicle but this is not common.

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Coverage & Claims

I was a passenger that got hit but driver did not call police can i make a claim

Although having a police report is helpful after an accident, especially if there could be injuries, you can still file a claim. If you have the insurance information of the person who hit you, then you can file a claim.
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