General Insurance

If I go through The Zebra to get insurance, will I receive the proof of insurance today?

Whether you decide to purchase insurance through The Zebra online or over the phone, you will receive your proof of insurance before you hang up. As long as your down payment is received, your policy can become active and documentation can be generated.
Sep 17, 2021 Lake Charles, LA

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Most Recent

Car Insurance Costs

What happens if you can't afford full coverage on a financed vehicle?

Sorry to hear about the situation. Rates for 18-year-olds tend to be high to begin with.
Jun 26, 2020 New Orleans, LA

General Insurance

Can I buy an insurance policy on a car I own and exclude myself as a driver?

Both you and your driver need to be listed on your insurance policy in this case. Since you own the vehicle, you should be listed as an additional interest since you have a financial stake in the car.
Nov 1, 2019 Abita Springs, LA

Coverage & Claims

I was rear-ended, but I'm an excluded driver. Will the damages still be covered?

Typically, when you are hit from behind the other driver is at fault. In this case, their insurance company would be responsible for the damages.
Oct 17, 2019 Shreveport, LA

Coverage & Claims

My insurance company held me 10% responsible for not taking "evasive action." Will the 10% charge likely cause a higher rate elsewhere?

Anytime you are found liable in an accident it will impact rates. In this case, you were only found 10% liable, so it will not impact your rates as much as if you were 100% liable.
Aug 12, 2019 New Orleans, LA

General Insurance

Can my ex-husband insure my car in his name or on his policy?

As long as your ex-husband is going to drive the vehicle and park it as his residence, he can insure your car under his name and policy. Because you own it, you would need to be listed as an additional interest in the policy.
Jul 8, 2019 Baton Rouge, LA

Eligibility

Can I get car insurance with a state ID in Louisiana?

Yes, you are able to get car insurance with a state ID although not all companies will be willing to, there are several that will. Make sure you clear up the status of your license to get the best rates.
May 19, 2019 Metairie, LA

Coverage & Claims

I was rear ended but I’m an excluded driver of the vehicle, will the damages be covered?

Typically when you're rear-ended, the other driver is at-fault. If they are found at-fault and they have insurance, their insurance company should pay for the damages and you being an excluded driver would not matter.
May 2, 2019 Natchitoches, LA

General Insurance

May I get insurance with another person different last names?

Yes, you can add anyone to your insurance policy that will be driving your vehicle or that has regular access to your vehicle. In fact, you're required to add anyone that will be driving your vehicle or any vehicle listed on your policy.
Jan 10, 2019 Riverridge, LA

General Insurance

Does it count against you if you don't have insurance now?

Not having insurance continuously does impact your rate negatively. Once you have had insurance for six months the rates should get better.
Dec 6, 2018 Kenner, LA

Coverage & Claims Eligibility

Can I sue my boyfriend's insurance for medical coverage?

Sorry to hear that you were hurt. If you are on the insurance policy you can file a claim under the Personal Injury Protection (PIP) coverage.
Oct 17, 2018 Hammond, LA
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