General Insurance

If I go through The Zebra to get insurance, will I receive the proof of insurance today?

Whether you decide to purchase insurance through The Zebra online or over the phone, you will receive your proof of insurance before you hang up. As long as your down payment is received, your policy can become active and documentation can be generated.
Sep 16, 2021 Lake Charles, LA

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Most Recent

Car Insurance Costs

What happens if you can't afford full coverage on a financed vehicle?

Sorry to hear about the situation. Rates for 18-year-olds tend to be high to begin with.
Jun 25, 2020 New Orleans, LA

Coverage & Claims

I was rear-ended, but I'm an excluded driver. Will the damages still be covered?

Typically, when you are hit from behind the other driver is at fault. In this case, their insurance company would be responsible for the damages.
Oct 16, 2019 Shreveport, LA

Coverage & Claims

My insurance company held me 10% responsible for not taking "evasive action." Will the 10% charge likely cause a higher rate elsewhere?

Anytime you are found liable in an accident it will impact rates. In this case, you were only found 10% liable, so it will not impact your rates as much as if you were 100% liable.
Aug 11, 2019 New Orleans, LA

General Insurance

Can my ex-husband insure my car in his name or on his policy?

As long as your ex-husband is going to drive the vehicle and park it as his residence, he can insure your car under his name and policy. Because you own it, you would need to be listed as an additional interest in the policy.
Jul 7, 2019 Baton Rouge, LA

Eligibility

Can I get car insurance with a state ID in Louisiana?

Yes, you are able to get car insurance with a state ID although not all companies will be willing to, there are several that will. Make sure you clear up the status of your license to get the best rates.
May 18, 2019 Metairie, LA

Coverage & Claims

I was rear ended but I’m an excluded driver of the vehicle, will the damages be covered?

Typically when you're rear-ended, the other driver is at fault. If they are found at fault and they have insurance, their insurance company should pay for the damages and you being an excluded driver would not matter.
May 1, 2019 Natchitoches, LA

General Insurance

May I get insurance with another person different last names?

Yes, you can add anyone to your insurance policy that will be driving your vehicle or that has regular access to your vehicle. In fact, you're required to add anyone that will be driving your vehicle or any vehicle listed on your policy.
Jan 9, 2019 Riverridge, LA

Coverage & Claims Eligibility

Can I sue my boyfriend's insurance for medical coverage?

Sorry to hear that you were hurt. If you are on the insurance policy you can file a claim under the Personal Injury Protection (PIP) coverage.
Oct 16, 2018 Hammond, LA

Car Insurance Costs

Is my insurance company responsible for balance after I've paid deductible?

Yes, if the damage is more than your deductible, then your insurance company should pay the remainder of the damages. There are some plans that will not transfer coverage to another vehicle but this is not common.
Sep 21, 2018 New Orleans, LA

Coverage & Claims

I was a passenger that got hit but driver did not call police can i make a claim

Although having a police report is helpful after an accident, especially if there could be injuries, you can still file a claim. If you have the insurance information of the person who hit you, then you can file a claim.
Jul 28, 2018 Bastrop, LA
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