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Car Insurance Costs
General Insurance

Is car insurance tax deductible?

You can deduct your car insurance expense from your taxes if you are using your vehicle for business purposes. If you use your vehicle for both personal and business purposes, you will have to calculate how much you're using the vehicle for business as opposed to personal reasons.

Coverage & Claims
Driving History
Eligibility

How to get insurance with a bad driving record?

Given the extensive list of violations on her driving record, she would probably find the best result by contacting a local agent in her area. Local agents that represent multiple insurance companies should be able to place her with a provider that will accept the amount of her violations and offer coverage.

General Insurance

What do I do if my parents left their vehicle to me in their will?

In most cases, people listed as an additional driver on an auto policy where the primary policyholder dies are still covered to drive until the renewal of the policy. Since the primary policyholder is no longer living, they do not have the ability to give another unlisted driver permission to operate the vehicle.

General Insurance

Are there car insurance companies that don't use credit?

Outside of the states of California, Hawaii, and Massachusetts, which do not allow credit to be used in insurance pricing, most companies will use credit to determine your rate. You might consider speaking with a local agent in your area about where you can find a company that doesn't use credit, but it may be difficult or even impossible to find a provider in your area.

General Insurance

Where can I get non owner car insurance in Baton Rouge?

You should be able to get a non owners policy through a local agent in the Baton Rouge area. This will allow you to test drive vehicles if you plan on getting a car and will keep you legally insured when you drive other vehicles too.

Eligibility

Will my bodily injury be covered in Louisiana if I'm uninsured and hit by an at-fault driver?

Louisiana places major penalties on drivers involved in an accident while uninsured. If you are uninsured at the time of an accident, even while not at fault, you are not eligible to claim the first $15,000 of bodily injury or the first $25,000 in property damage.

General Insurance

If I am covered by two different policies, can I be removed from one?

If you are listed as a driver on the policy that your father is paying then you would no longer need to be listed on your sister's policy. However, if your dad is insuring your new car but you are not listed then you need to be added as a driver to that policy.

General Insurance

If an accident does not show up on my MVR, will my insurance company still charge me for the accident?

It may still be listed on your CLUE report if the accident was reported to insurance, but there is a chance that the accident may not yet be listed on your report. It's also possible that there could have been a clerical error and it never got listed.

Driving History

Is it worth it to argue your ticket in court?

The fine for traffic violations can range from minor to significant based on your state and the type of violation with which you are charged. In addition to the fine, the cost of your insurance policy is likely to be affected by the ticket for 3 years from the date of the violation.

Insurance Companies

Does The Zebra offer quotes in every state?

Our website is live in all 50 states and designed to help shoppers save time by showing multiple options regardless of state to point them to their best option. We also have an in-house agency that is live in 9 states and we are constantly expanding our footprint to provide more options for people in more states.
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