Coverage & Claims

Do I claim my stolen vehicle with Lyft or Geico?

This can depend. Most car insurance companies work together with Lyft/Uber in order to provide coverage as long as you have a rideshare endorsement. Below is a break down of how the coverage works.

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General Insurance

Can I bundle multiple ride-sharing policies together to save on insurance?

In order to have a ridesharing policy with a standard car insurance company (such as Geico or Progressive), you have to have a personal policy already established. A personal policy is what the average driver in the US currently has.

General Insurance

I didn't tell my insurance company I was ridesharing and got into an accident

If you do not have a rideshare endorsement on your policy, they might deny the claim. Insurance companies like to know all the risks they could potentially be exposed to and ridesharing presents a big one.

General Insurance

If I mostly use Lyft or Uber, do I still need car insurance?

Renting and borrowing a vehicle sound similar, but the way the insurance coverage works for both situations is different. Let's take a look:   Renting - If you have an auto policy that includes comprehensive and collision coverage, that policy will normally extend to cover a rental vehicle as well.
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