Coverage & Claims

How can I find out what information a previous car insurance company has on me?

Sorry to hear about your situation. One suggestion would be to call the old insurer and have them release all claims info to you.
Jun 8, 2020 Bangor, ME

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Most Recent

Eligibility

Can I still get insurance if I just found out that my car has structural damage?

Sorry to hear about your accident and the resulting damages. This is a tricky situation.
Oct 17, 2019 Bangor, ME

Eligibility

Failure to submit a breathalyzer's impact on car insurance rates?

This can be tricky to answer. In Maine, they have a law called Implied Consent.
Aug 18, 2018 Bangor, ME

General Insurance

Do I have to repair damage less than $1000

First and foremost, the advice I give is 100% free. Next, you did not have to report the accident to the police but it is always a good idea.
Jun 27, 2018 South Portland, MA

General Insurance

Which state would I need to get insurance in if my daughter will be attending graduate school out-of-state and the car is in my name?

The vehicle will need to be insured in the state where it is driven, so you have 1 of 2 options. You can have your daughter added as a co-owner of the vehicle and she will be able to register and insure the vehicle in her name, in the new state.
Aug 27, 2017 Litchfield, ME

Renters Insurance

Is there such thing as 'too much renters insurance'?

If maintaining a specific limit of liability on a renters insurance policy is required by your property manager as part of your lease then there probably isn't any way around it. That being said, the liability coverage you select on your renters insurance coverage is intended to cover you for damage or injury that you may cause.
Jun 18, 2017 Portland, ME

Renters Insurance

Will my renters insurance pay for me to stay in a hotel if my house is damaged?

Renters insurance is extremely valuable since it is often inexpensive and provides lots of coverage when things go wrong. Specifically in your situation, your renters policy should include a "loss of use" provision that would cover temporary living expenses if you weren't able to live in your home because of a covered loss.
Apr 14, 2017 Augusta, ME
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