If I borrow a car am I responsible for insurance?

In general, the insurance follows the car and not the driver. If you plan to continue driving the vehicle, insurance will of course need to be current.
Jul 22, 2021 Cumberland, MD

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RV Insurance

Can you help me find insurance for my camper van?

You should still be able to get insurance, you may just need to buy RV insurance. Most auto plans will not support that type of vehicle.
Dec 1, 2020 Ellicott City, MD


Can I add a driver who lives with me but is not my child to my policy?

You should have no problem calling your company and having that change made. Most companies would prefer you to combine all drivers in the same household.
Mar 5, 2020 Baltimore, MD

Coverage & Claims

Can you get in legal trouble if you hit a parking pole?

Whether or not you could get into hot water legally-speaking depends on a few factors: 1. Was there another party involved in the collision?
Dec 18, 2019 Cambridge, MD

Coverage & Claims

Can I be sued for damages I caused in a rental car?

Hello and thanks for the question. If you have liability insurance, the other party should be collecting from this.
Sep 2, 2019 Germantown, MD

Coverage & Claims

Are car diagnostics covered by the at-fault party?

If the diagnostics are part of your car's repair and the other party is at fault, this expense should be covered by the insurance company. However, this is specific to your claim and you will need to contact the company that's paying for the claim to find out the specifics of what they will cover.
Jul 9, 2019 Lexington Park, MD

Coverage & Claims

Why won't my insurance recognize or cover Tesla labor rates?

Each insurance company has different guidelines when it comes to how they handle claims and repairs. As long as they are following the guidelines agreed to within your policy documents, then they are meeting the requirements on their end, so refer back to your policy and check what's covered and what's not.
Jul 8, 2019 Columbia, MD

Coverage & Claims

Why did my premium increase if there was no claims payout?

There are many different reasons that your insurance rates can increase. Sometimes there is even more than one reason the rates go up.
Oct 20, 2018 Resiterstown, MD

Coverage & Claims

I hit someone's door who opened it into my right of way

This one is really tricky. Typically it is up to the person driving to maintain control of the vehicle but every situation is different.
Oct 18, 2018 Baltimore, MD

Coverage & Claims

Can I bundle 3 comprehensive claims altogether?

The short answer is no, you cannot submit one claim for all three incidents. They will need to be filed separately.
Sep 12, 2018 North East, MD


Can my neighbor park their car in the street w/ no tags?

All cars that are being driven or parked in a public area need to be registered. You must have and maintain insurance to register your car.
Aug 31, 2018 Halethorpe, MD
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