Driving History

Why is my ex's accident following me around in my insurance quotes?

Claims tend to be attached to the driver that was at fault. If you were the policyholder at the time, some companies will see this and still charge you for that at their discretion.
Jan 30, 2020 Boston, MA

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Coverage & Claims

Is my son covered if he got into an accident before being added to our policy?

Sorry to hear about your situation. It's hard to say if your insurance company is wrong to deny the claim without knowing your specific policy details.
Jan 20, 2020 Medway, MA

Car Insurance Costs

How much would my car insurance be to transfer to a new individual policy from my family's insurance?

It's hard to give you an accurate quote without having more information. There are a number of factors that come into play when determining your premium and each insurance company may weigh these factors differently when determining what you pay.
Aug 14, 2019 Boston, MA

General Insurance

Will non-moving violations impact my insurance premium?

Most companies do not consider non-moving violations as a factor when calculating your rate. But every company is different so you may run across one that will rate on non-moving violations, but it is really uncommon.
Jun 27, 2019 Boston, MA

Renters Insurance

Will my HO4 renters policy cover wet fungi protection?

I can't answer this question - you need to look at the exclusions and special coverages in your renters' insurance policy dec page (declaration page). That part of your policy will specify how much coverage you have - if any.
Feb 26, 2019 Bourne, MA

Coverage & Claims

At-fault FedEx driver is lying after a car accident

When you file a claim with your insurance company, the insurance adjuster will determine fault and work with the other party's insurance company to resolve the claim. Usually, the at-fault party would be responsible for the rental coverage.
Dec 31, 2018 Plymouth, MA

Car Insurance Costs

Why is my insurance so high if I have no accidents?

There are many different factors that go into calculating your rate. Although I do not know your age, you sound like a young driver.
Dec 17, 2018 Worcester, MA

Coverage & Claims

Who covers damage caused by a TV repair man?

Since the repairman caused the damage, he would typically be responsible for the property damage. You will want to contact their insurance company as soon as possible. Check out our guide to filing claims to learn more about the claims process. Good luck and if you have any questions, don't hesitate to ask.
Dec 7, 2018 Harvard, MA

Coverage & Claims

Why is my insurance company denying my claim

Since your friend was driving your car for an extended period of time, they would need to be listed as a driver on the policy. If they are not listed on the policy and something happens, the claim can be denied for not listing all drivers of the car.
Sep 8, 2018 Bedford, MA

Car Insurance Costs Homeowners Insurance

Isn't it most cost effective to have cars and home with one company

Yes, typically it is cheaper to bundle your car and home insurance policies with one insurance company. Most companies will give you a multi-policy discount when you have more than one line of business with their company.
Aug 20, 2018 Wayland, MA

Coverage & Claims

How does it work with insurance if I was hit by a moped

The short answer is yes, your premium will go up if you file a claim. Anytime your company has to pay out on a claim your insurance will increase.
Jul 17, 2018 Everett, MA
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