Coverage & Claims

Will a non-owners policy cover medical for the person I hit after an accident?

A non-owner's policy will have a signed endorsement on it stating the insurer will not cover any claim that results from a vehicle the named insured owns or is registered to. Many will also state if it is part of the household, they will not cover it.

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Coverage & Claims

Will using Med Pay increase my insurance premiums

As a general rule, any claim that is filed with your auto insurance company can increase your rates, even if it's just medical payments. If you are interested in finding out more about Med Pay, have a look at our article for more information.

Coverage & Claims

I was a passenger that got hit but driver did not call police can i make a claim

Although having a police report is helpful after an accident, especially if there could be injuries, you can still file a claim. If you have the insurance information of the person who hit you, then you can file a claim.
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