General Insurance

How do I insure a car that I'm driving but the title and financing isn't in my name?

Since the car is kept at your home, you would need to insure the car in your name and address. You will also need to list your mother as a driver on the policy since she is the owner, and as an additional interest on the policy since she has a financial claim to the car.

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General Insurance

Is there any type of temporary insurance that would cover me driving my mom's car for a week?

Insurance companies don't offer temporary car insurance since policy lengths are typically six months to a year. If you will only be driving the vehicle for one week out of the year and you do not live with your mother, her policy should cover you to drive under permissive use.

General Insurance

My mother bought out her car lease and put me as the co-owner. She passed away the day after the transaction. Can I add it to my policy?

My condolences. Yes, you can and should add the car to your policy.

General Insurance

Can I carry liability insurance for my mother-in-law's vehicle even though she does not live with us?

The rules for having a non-household member on your policy depends on the specific insurance companies rules and guidelines. Some companies do not like to insure a resident who does not like in the household.

Eligibility

Do I need non-owners for a policy I am borrowing?

If your mom will be borrowing a car that she does not own, she needs to be listed as a driver on the owner of the car's insurance policy. A non-owners policy is for someone that may drive occasionally but does not have regular access to a specific vehicle.

General Insurance

How to get a handicap pass without a car

According to the North Carolina Department of Motor Vehicles (DMV), you can apply for a handicap place card. The place card does not require you to own a car.

General Insurance

How to handle car insurance when buying out of state

There are many different factors that go into calculating your insurance rate. At The Zebra, we can quote you with over 200 companies at once for your mother.

Eligibility

How do I handle car insurance for my 40yo daughter?

Since she lives with you and will be driving your car, you will want to add her as a driver to your current policy. This is typically the most cost-effective as well since you already have a policy established.

Eligibility

If a vehicle is in my name can my mom insure it with us both listed as drivers?

You want to get insurance in the name of the person who the car is registered under. Then you can add the other person as a driver onto that policy, so you will both be covered to drive.

Coverage & Claims

Will a non-owners cover damage to my mother's vehicle?

You can get a non-owners policy if you do not own a car and do not drive a specific vehicle. Since you drive your mom's car specifically, you would need to be added as a driver to her policy.

Coverage & Claims

A vehicle that was being towed was totaled

I'm sorry to hear your car was totaled. This is what I would recommend.
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