Motorcycle Insurance

My policy was never updated when I moved and I didn't realize. My motorcycle was stolen, do I have any coverage?

I would open up the claim with the insurance and see what they say. Likely if you haven't been moved for a long time they will still honor the claim.
Dec 8, 2020 Charlotte, VA

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Eligibility Motorcycle Insurance

Does my wife need to be on my motorcycle insurance policy?

You do not have to have to list your wife on your motorcycle policy. If she won't be driving the motorcycle, you can have her listed as an excluded driver.
Mar 9, 2020 Oklahoma City, OK

Car Insurance Costs Motorcycle Insurance

Will a comprehensive claim on my motorcycle affect my car insurance rates?

Your comprehensive claim will show up on your reports for auto insurance even if it was done for a motorcycle. The good news is if this is your first comp claim, it's considered not-at-fault, and most companies will not adjust your rates.
Jan 23, 2020 Fort Leonard Wood, MO

Motorcycle Insurance

I was rear-ended on my motorcycle by an uninsured driver. Will my auto insurance cover the damages?

Sorry to hear about your accident. I hope that you're recovering well.
Oct 17, 2019 Clarkston, WA

Motorcycle Insurance

Should I contact my insurance if I don't intend to file motorcycle insurance claim after an accident?

Sorry to hear about the accident, but glad you're alright. If the police filed a report then it's likely that your insurance company will find out about the accident at some point.
Sep 3, 2019 Waukesha, WI

Coverage & Claims Motorcycle Insurance

My motorcycle was in the back of my friend’s truck, which flooded and went downstream. Would his insurance cover the motorcycle?

I'm sorry but your friend's insurance company would not be responsible for your motorcycle since car insurance does not cover the contents of the vehicle, which is what the motorcycle would be considered. If you have comprehensive coverage on the motorcycle, your insurance company will likely cover the claim.
Jul 23, 2019 Hico, TX

Motorcycle Insurance

Do I have to be under my wife's auto policy if I have my own motorcycle insurance?

Hello, Put short, yes, you must be listed on your spouse's insurance policy. However, if you never drive her vehicle (and see yourself doing so in the future), it's likely that you can have yourself excluded from her policy.
Jun 24, 2019 Long Island City, NY

Motorcycle Insurance

Will my rate increase from filing a claim from hitting a road hazard?

If you file a claim, your rates can be impacted for up to five years. As far as towing, that would be a question for your insurance company.
Sep 23, 2018 Fort Knox, KY

Coverage & Claims General Insurance

Need international motorcycle insurance

There are several companies that will insure you with an International driver's license. Keep in mind most company will add a surcharge onto the policy because they will not be able to verify your driving history.
Aug 14, 2018 Niagara Falls, NY

Motorcycle Insurance

My motorcycle wasn't covered in a non-fault accident

Unfortunately, there usually isn't any coverage provided for contents when you tow something - only for the entity with which you are towing. Meaning, while the trailer would have physical protection extended to it, the contents you were towing would need to be covered by something else.
Jul 5, 2018 Woodstock, VA

Coverage & Claims Motorcycle Insurance

Coverage options for motorcycle damage after trying to avoid an animal

You would need comprehensive and collision coverage to cover the damages to the bike in the event with the animal. It is the adjusters determination on what coverage would apply, but since it's not another driver Uninsured wouldn't help.
Apr 28, 2018 Astoria, OR
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