Car Insurance Costs
Yes, typically it is cheaper to bundle your car and home insurance policies with one insurance company. Most companies will give you a multi-policy discount when you have more than one line of business with their company.
Most insurance companies allow up to four drivers on a single policy. Some companies may even allow a larger number of drivers than that, but four is fairly standard.
Absolutely! That's exactly what we do at thezebra.com. Feel free to check out our site and get quotes.
Coverage & Claims
Technically these are 3 separate incidents and would constitute 3 different claims. The driver that hit you most recently would be responsible for the damage that he caused, but you would be responsible for the damage from the other incidents since there is no one else to hold responsible.
There are 2 things I can recommend that should lead you to success: 1st - Quote with as many companies as possible. 2nd - Disclose everything on your driving record when quoting.
Since each insurance company has their own underwriting requirements, they would be the only ones who could tell you if your policy will be non-renewed due to your accidents. As for eligibility with other companies, unfortunately the answer is also the same.