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General Insurance

My insurance went up because the state changed it's legislation?

It looks like the state's website has not been updated because GEICO is correct, the state of Nevada did raise their state minimum from 15/30/10 to 25/50/20. Because insurance companies are at the mercy of state regulation, it would be illegal for them not to comply.
Feb 12, 2018 Las Vegas, Nevada

Eligibility General Insurance

Where can I find state minimum insurance for a classic car?

If you're just looking for liability coverage then you should have multiple options. Unfortunately some carriers don't offer coverage for vehicles older than 1982, but there are some that will insure your vehicle.
Jul 19, 2017 Las Vegas, NV

Coverage & Claims

What should I do if I was hit by another driver and they gave me false documents?

Your best bet is to contact the police and file a report. If you were able to write down or remember their license plate number then that should aide the police in finding the responsible party.
May 20, 2017 Las Vegas, NV

Coverage & Claims

What do I do if an uninsured driver opens their door into mine and leaves a dent?

If you want the dent repaired and the other driver doesn't have insurance then you can ask him to pay you out of pocket for the damage. If not, you'll need to file a claim with your insurance provider.
May 10, 2017 Las Vegas, NV

General Insurance

How long do I have to file a claim in Nevada?

You should keep in mind that you will have to pay your deductible if you decide to file a claim. Since you hit a curb, it will be considered an at fault accident and your rate will likely be increased.
Jan 20, 2017 Las Vegas, NV

General Insurance

If I'm selling my car to another person using a private lien, who insures the vehicle?

The buyer would have to insure the vehicle and list you as the "lien holder" on his insurance policy. This way, if the vehicle were to be totaled, you would receive compensation since you still have an ownership interest in the vehicle.
Jan 14, 2017 Henderson, NV

General Insurance

Can I buy car insurance in advance of purchasing a vehicle?

It would be a smart idea to have the policy go into affect on the day that you buy your car if that's possible. If you need to purchase a policy before the day you get the vehicle then you shouldn't have any issues starting it, but you would be wasting money on coverage for any days before you actually get the vehicle.
Aug 15, 2016 Elko, NV
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