Coverage & Claims

Who files a claim if each party in the relationship has their own auto policy?

You will want to use your boyfriend's insurance to cover this claim. He would need to have full coverage for the vehicle to be fixed.
Jan 5, 2021 Union, NH

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Coverage & Claims

I backed a company van into my own car and was told that I have to use my personal insurance. Is this true?

Not being a claims adjuster, I can't say exactly how this situation should play out. However, their assessment seems fair since it was your fault and your vehicle was damaged.
Dec 16, 2020 Center Conway, NH

General Insurance

Can my insured relative drive my new, uninsured car off the lot?

Even if your relative is insured, they cannot drive the car home without insurance. Their coverage does not extend to your new vehicle unless they choose to add it to their policy.
Aug 6, 2019 Concord, NH

RV Insurance

My camper is permanently set at a seasonal campground. What type of insurance do I need?

You would need just need regular RV/trailer insurance. We can quote you with several carriers at The Zebra by calling 888-807-3823.
Jul 17, 2019 Freedom, NH

General Insurance

Can I add sister to my policy?

If your sister lives with you or uses your vehicle regularly, she can be added to your policy. Given her age and lack of driving experience, I would prepare for a big increase in your premium.
Mar 23, 2018 Manchester, New Hampshire

Car Insurance Costs General Insurance

Is it mandatory to list my adult child on my policy if they live in my home but will not drive my vehicle?

Insurance companies generally require that any person living in the household be listed on your policy regardless of driving status. If a member of your household won't be driving your vehicle then you can normally exclude them from coverage or have them listed as a non-driver.
Aug 1, 2017 Groveton, NH

Coverage & Claims Eligibility

Will my auto insurance cover me to drive for Uber?

Unfortunately most insurance companies are taking a wait-and-see approach to ridesharing coverage so the answer isn't exactly clear. Each insurance company also differs in how they operate so your best bet would be to ask your existing insurance company about this specific question before you start driving for Uber.
Jun 26, 2016 Dover, NH
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