General Insurance

Do any US auto insurance companies offer auto insurance coverage in Canada?

Many insurance policies may cover you in Canada — if it is for short term trips. I would check with your current carrier, but it is likely you'll need to select a Canadian insurance provider if you'll be living there for two years.

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
Most Recent

Coverage & Claims

Must I list my children on my policy if they have a learners permit or a drivers license in the state of New York?

Thank you for the question. In short, you will run into issues with your insurance company if you are not listing all household members.

General Insurance

If my girlfriend and I get auto insurance together (we live together) does it matter who the main owner of the policy is?

You will both need to be listed on the insurance policy to be eligible drivers. I would put the main policyholder as whoever will be the titleholder and registering the vehicle.

Coverage & Claims

Is my excluded boyfriend covered if he's hit by another driver?

Sorry to hear about the accident. If the other person is at-fault they should cover all damages regardless of who was driving your car.

Car Insurance Costs

Will having historical plates on my car lower the cost of insurance?

If you are going to have historical or classic plates you are going to fall into special types of plans. Personal auto plans that most companies offer will not adequately cover what you need.

Eligibility
General Insurance

How do I get insurance if I'm a Canadian student moving to NY?

You can still find car insurance without a social security number, but it may be more difficult without a US driver's license. Many insurers will not offer policies for non-licensed drivers.

Eligibility

Can I insure my car in New Hampshire if I only live there one month per year?

I would avoid doing that. You might possibly be able to skirt the laws of NY state by doing this and they may not question you or suspend your license since it would appear you're out of state.

Renters Insurance

How can I get short term rental insurance?

In recent years, short-term rentals have grown tremendously. The rise of sites like Airbnb have made it easier for travelers to find lodging and for hosts to make a nice little side income.

Will carriers see other car insurance policies in my name?

It's likely that your car insurance company will see if you have car insurance with another company. Most carriers run reports for discount purposes to see if you are already insured.

Eligibility

Will we have trouble registering a car that was declared a total loss?

Unfortunately, I won't be able to tell you about the registration. You will need to contact the DMV for that information.

Car Insurance Costs

If someone else crashed my car and they were at fault does it affect my rate?

I'm sorry to hear about your situation. The good thing is that the driver is covered under your policy, assuming you gave them permission to drive the car.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question