Coverage & Claims

Can another insurance company find out about my at-fault accident if I pay for my own damage?

Sorry to hear about the situation. There are a few things to think about here.

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Most Recent

Car Insurance Costs
Coverage & Claims

How can an insurance company add an accident to your record that never happened?

I would contact the insurance company that listed the claim and start a dispute. They really shouldn't be able to put you down for this claim.

Eligibility

Do we need to add our nanny to our auto insurance?

I would strongly advise not letting your nanny drive your kids without insurance. If she were to get in an accident, no coverage would be in place and she would have to foot the bill for damages to all vehicles and potential injuries for your children. Your nanny will need to get insurance for her personal and business use to adequately protect herself and your family. If you have any questions, feel free to ask.

General Insurance

Do any US auto insurance companies offer auto insurance coverage in Canada?

Many insurance policies may cover you in Canada — if it is for short term trips. I would check with your current carrier, but it is likely you'll need to select a Canadian insurance provider if you'll be living there for two years.

Coverage & Claims

Must I list my children on my policy if they have a learners permit or a drivers license in the state of New York?

Thank you for the question. In short, you will run into issues with your insurance company if you are not listing all household members.

General Insurance

If my girlfriend and I get auto insurance together (we live together) does it matter who the main owner of the policy is?

You will both need to be listed on the insurance policy to be eligible drivers. I would put the main policyholder as whoever will be the titleholder and registering the vehicle.

Coverage & Claims

Is my excluded boyfriend covered if he's hit by another driver?

Sorry to hear about the accident. If the other person is at-fault they should cover all damages regardless of who was driving your car.

Car Insurance Costs

Will having historical plates on my car lower the cost of insurance?

If you are going to have historical or classic plates you are going to fall into special types of plans. Personal auto plans that most companies offer will not adequately cover what you need.

Eligibility
General Insurance

How do I get insurance if I'm a Canadian student moving to NY?

You can still find car insurance without a social security number, but it may be more difficult without a US driver's license. Many insurers will not offer policies for non-licensed drivers.

Eligibility

Can I insure my car in New Hampshire if I only live there one month per year?

I would avoid doing that. You might possibly be able to skirt the laws of NY state by doing this and they may not question you or suspend your license since it would appear you're out of state.

Will carriers see other car insurance policies in my name?

It's likely that your car insurance company will see if you have car insurance with another company. Most carriers run reports for discount purposes to see if you are already insured.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question