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General Insurance

What can I expect to pay for first time car insurance?

Waiting until you're 30 will not really impact your rate. The bigger rating factor will be your lack of insurance history.

Coverage & Claims

Are my seats covered from damage caused by a rat?

When there is an animal involved incident, your comprehensive coverage would pay for the damages to your car. The insurance company will have to pay to repair the damage that was done to the car.

Eligibility

Moving abroad for a while, but don't want to loose the plates in NY. What should I do?

Unfortunately, as long as the car is registered and still has plates, you have to maintain insurance on the car. There really is no way around it.

Coverage & Claims
General Insurance

Need international motorcycle insurance

There are several companies that will insure you with an International driver's license. Keep in mind most company will add a surcharge onto the policy because they will not be able to verify your driving history.

Coverage & Claims

Can my son borrow my vehicle to use on the weekends

This can be tricky. Since he doesn't live in your residence full-time, he no longer needs to be listed on the policy.

Car Insurance Costs
Driving History
Eligibility

Finding car insurance with a long violation and ticket history

Even with a bad driving record, there are still plenty of options out there for cheap rates and excellent coverage with your car insurance. In fact, you can find most of them with us, at The Zebra.

Car Insurance Costs

Getting a new insurance quote affect current rate and credit score

Your current insurance company will definitely not be contacted. The only time your company would be contacted is when you call to cancel your policy.

Car Insurance Costs

Am I responsible for paying for another driver's rental car

Yes. You are the reason the other driver does not currently have a vehicle which they most likely need to get to work and maintain their obligations.

Eligibility

Where can I store my vehicle is I don't have a driveway

New York is very strict with their registration process so this can be a tricky situation. The best idea I have is find a friend that has a garage or place to store it.

Coverage & Claims

My agent didn't add the correct insurance coverage

Sorry to hear about your situation. Most agents have binding authority with their carriers and if an agent marked anything that states you have full coverage I would obtain it.
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