General Insurance

Car insurance in MA to exclude my disabled spouse

Massachusetts is considered a No-Fault state and requires Personal Injury Protection coverage. This means that your insurance company will pay for your medical injuries no matter who is at fault in the accident.

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General Insurance

Can I reduce my car insurance coverage after I retire?

Although you are retired, you are still required to carry the state's minimum insurance limits - which include PIP coverage. Because Michigan is a no-fault state, your occupation status unfortunately does not matter here.

Coverage & Claims

Will my insurance cover damages I've made in a no-fault state?

Michigan is a unique state when it comes to the way property damage is handled after an accident. No fault states require injured parties to be covered by their own auto insurance policy, regardless of fault.
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