Car Insurance Costs

Can it be cheaper to have two cars on an auto policy instead of just one?

Thank you for your question. This actually happens quite often.

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
Your information is secure.
Most Recent

Car Insurance Costs

How does the price of a non-owners policy compare to liability insurance?

A non-owners policy gives provides liability coverage so that they can drive a non-owned vehicle. As such, it will be much cheaper because there is no specific vehicle to insure.

Car Insurance Costs

Will using Amazon in-car delivery raise my insurance rate?

From what I understand, using Amazon's in-car delivery should not affect your insurance rates. Because the couriers don't drive your vehicle(s) and are simply dropping items off in a parked car, I don't see any concerning factors an insurance company would worry about — unless a courier vandalizes or steals your car, which seems unlikely. If you have any other questions, don't hesitate to ask.

Coverage & Claims

Can a dismissed ticket affect my insurance?

The only likely scenario in which a dropped ticket would still affect you would be if there was an accident involved. If the ticket was dropped, but your insurance company paid out to any party for a claim, the accident would still show.

Driving History

If you get a speeding ticket in Tennessee going 67 in a 45 and you opt to pay the ticket, will it show up in North Carolina?

Every state shares all info when it comes to driving records. The speeding ticket will show up on your license when insurance companies run your MVR — which is used as a reference in all 50 states.

General Insurance

How would insurance work for drivers hauling a trailer they don't own?

The drivers need to be insured on the policies of the people who own the vehicles that are hauling the trailer. Since the trailer is already insured, there is no additional insurance required.

Car Insurance Costs

MIP at 18, I am getting it dismissed and expunged. Do not have my license yet, will insurance be affected?

MIP is a non-moving violation, which does not impact your insurance rates. When it comes to the cost, if you're around 18-20 you can expect your premium to be quite pricier than those paid by older folks.

Coverage & Claims

My car knocked me down and I broke my hip. Do I need to file a claim?

I'm sorry to hear about your accident. North Carolina is not a no-fault state so you don't need to file a claim, and you can use your health insurance instead for your hip.

General Insurance

How do I get insurance on a vehicle I plan to finance?

Generally, you need to shop for car insurance before financing the car. No matter where you purchase a vehicle, dealerships and buy here pay here car lots will not let you drive off the lot without providing proof of insurance first.

Eligibility

Is there a temporary non-owners car insurance for foreign drivers?

As an international student, you do have some options. The Zebra can offer Non-Owner's policies for drivers with a foreign license. We can't quote that online because a car is required, but you can give us a call at 888-807-3823.

Coverage & Claims

Do I need to tell my insurance company if I added modifications to it?

It's always a good rule of thumb to keep your insurance company in the loop to any changes in your vehicle. For instance, if you want the custom parts covered, you will need to contact the insurance company to add the additional coverages for custom parts and equipment.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question