Coverage & Claims

What do I do if my vehicle was totaled while parked?

I would definitely involve your insurance company and let them know about the situation. The other driver's insurance company should be paying for your damage up to the limit of that policy, but if it doesn't cover everything then your current company should be able to help cover the rest.

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Coverage & Claims
Renters Insurance

What happens if your car gets broken into at home?

You would file a claim with your auto insurance company for the damaged window and anything stolen from inside the vehicle that was permanently attached like a cd player/head unit or navigation system. For anything stolen from your vehicle that were personal items, not permanently attached to your car, you would have to file a claim with your renters/homeowners insurance company.
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