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Eligibility

How long can I stay on my mom's policy after she died?

I am sorry for your loss. In terms of handling the auto insurance, every company handles this transitioning period differently.
Feb 15, 2018 Xenia, Ohio

General Insurance

If I cancel my insurance mid-month, will I get my money back?

Most companies, including Progressive, usually bill you ahead of time. Meaning, if you pay your bill on the 1st for the 1st-31st and cancel on the 10th, you would get the remaining days of the months of premium back.
Feb 6, 2018 Dalton, Ohio

Renters Insurance

Will my renters insurance pay for me to live elsewhere?

Within your rental insurance is something called Loss of Use Clause, otherwise known as Additional Living Expenses, which might be what you're thinking of. However, this is designed to cover your additional living expenses after a covered loss.
Feb 5, 2018 Youngstown, Ohio

Renters Insurance

I left my door unlocked and was robbed, can I file a claim?

I recommend checking the verbiage of your policy. Some policies have a requirement for forcible entry, while others do not.
Jan 10, 2018 Parker, Ohio

Renters Insurance

Renters insurance after my boyfriend moves in?

There's a couple of things you should consider with renters insurance. First, it not only covers your personal property but also your liability.
Dec 30, 2017 Bay Village, Ohio

General Insurance

Will an insurance company tell me if someone has paid a loan off?

Unfortunately an insurance company is not able to get information on another person's loan status due to privacy laws. Typically when a loan is fully paid off for a vehicle, then the title is transferred to the owner, who should then turn it over to you with the vehicle.
Dec 12, 2017 Elyria, Ohio

Coverage & Claims

I was rear-ended but the driver drove off before we exchanged information

The safest course of action would be to contact your insurance company with all the information possible. Including the police report and the at-fault driver's license plate information.
Dec 11, 2017 Fairfield, Ohio

Coverage & Claims

Who is at-fault when parking spot stopper had bolts sticking out of it?

Unfortunately you would be considered at fault for the damage to your vehicle. If you file a claim, it will likely be paid under collision coverage, meaning you'll be required to pay your deductible.
Dec 2, 2017 Toledo, Ohio

Coverage & Claims

Can I file a claim with the "At fault" insurance company and have the repair check made out in my name if the car isn't registered to me?

You would file the claim since you were driving at the time of the accident. Unless the vehicle is totaled, however, there won't be any payout from the insurance company to anyone other than the repair shop.
Sep 10, 2017 Columbus, OH

Coverage & Claims General Insurance

Is it necessary to get umbrella insurance with uninsured / uninsured coverage?

Umbrella insurance provides additional liability coverage above and beyond what you have on your auto and homeowners policies. This protects your assets in the event that you are sued for injury or damage that you may have caused to another party for which you are liable.
Aug 2, 2017 Columbus, OH
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