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General Insurance

What is the cheapest car to have my teenage son drive?

With most companies, all drivers on the policy are covered to drive all cars on the policy. This means vehicles are not typically assigned to a driver.
Jun 25, 2019 Owasso, OK

Homeowners Insurance

How do I dispute a homeowners insurance claim?

Sorry to hear about your recent troubles. Unfortunately, to dispute a homeowners claim such as this, the best way forward is to seek legal advice.
May 14, 2019 Oklahoma City, OK

Coverage & Claims

Should I have uninsured motorist coverage for all of my vehicles?

Uninsured motorist bodily injury coverage will follow you for injuries you sustain from an uninsured driver. However, uninsured motorist property damage will not cover vehicles that are not on your policy.
May 5, 2019 Mustang, OK

Coverage & Claims

Who will the claims check be made out to after accident?

Since the insurance is in his name the check will be made out to him unless you're listed as the additional interest on the policy. An additional interest means you have a financial stake in the car.
Dec 10, 2018 Owasso, OK

General Insurance

Keep coverage on truck worth 4500?

Typically when the car is eight to ten years old (and paid off) we typically do not recommend comprehensive and collision coverage. The reason is that the value of the car is less than what the insurance and deductible can be.
Aug 25, 2018 Enid, OK

General Insurance

Car insurance rate went up after leaving the country

One of the big rating factors companies look at is whether or not you are currently insured and have been for the past six months. When you canceled your policy to go out of the country, this caused a lapse in coverage.
Aug 16, 2018 Tulsa, OK

Coverage & Claims

Who pays for ticket when you drive someone else's car

At the end of the day, the ticket will still need to be paid. It is great that you have insurance, which should've covered you in an accident.
Jul 27, 2018 South Coffeyville, OK

Eligibility General Insurance

Car insurance with a suspended license

Your best bet for finding insurance is to speak with a local independent agent. These agents are licensed to write unique policies and might be familiar with companies in your area that will issue suspended-license car insurance.
Jul 2, 2018 Norman, OK

Coverage & Claims

Can someone file a claim if it’s been 4 days and there are no pictures from the accident?

The statute of limitations for property damage claims in Oklahoma is 2 years. So, yes she can.
Feb 22, 2018 Moore, Oklahoma

Coverage & Claims General Insurance

If I hit my own car with a vehicle I was borrowing, should I pay for the damage out of pocket?

Normally when you borrow a car and have an accident, the insurance on the car you were driving is what pays for damage that you cause. What makes the situation more complicated is that you own the vehicle that was hit.
Aug 15, 2017 Edmond, OK
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