Uninsured motorist bodily injury coverage will follow you for injuries you sustain from an uninsured driver. However, uninsured motorist property damage will not cover vehicles that are not on your policy.
Typically when the car is eight to ten years old (and paid off) we typically do not recommend comprehensive and collision coverage. The reason is that the value of the car is less than what the insurance and deductible can be.
One of the big rating factors companies look at is whether or not you are currently insured and have been for the past six months. When you canceled your policy to go out of the country, this caused a lapse in coverage.
Your best bet for finding insurance is to speak with a local independent agent. These agents are licensed to write unique policies and might be familiar with companies in your area that will issue suspended-license car insurance.
Normally when you borrow a car and have an accident, the insurance on the car you were driving is what pays for damage that you cause. What makes the situation more complicated is that you own the vehicle that was hit.