Coverage & Claims

What should I do if I damaged an old car and don't want the insurance company to total the vehicle?

You are right to be concerned about the car being totaled if you file an insurance claim, so if you can afford to pay for the repairs out of pocket then I would recommend doing that. If you were to file a claim, the car's owner might have the option to purchase is back from the insurance company but that could easily be avoided by simply covering the repairs yourself.

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Eligibility

Where can I find coverage for a 1953 GMC pickup?

The problem with quoting pre-1981 model vehicles is that automakers at the time didn't use a standardized VIN format. Since insurance is all about risk, most insurance companies want to know as much about the vehicle as possible before offering a rate.

Coverage & Claims

Do I have to file a claim if I my vehicle was the only one damaged?

You don't have to file a claim; that decision is completely up to you. If you want to be compensated for your vehicle, though, you will have to file a claim.
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