Coverage & Claims

Who gets the settlement check if I don't own the insured car?

The claims payout would go to the vehicle owner. Insurance companies will not pay a different party without permission.
Jun 23, 2020 Chico, CA

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Car Insurance Costs General Insurance

My insurance company sent me a non-renewal notice. Will this affect my premiums going forward?

If they are non-renewing for an unsigned app, you should be able to contact them and get that resolved. If you don't want to stay with them, I would still finish the term and move on to a different insurer.
Feb 3, 2020 Jacksonville, FL

Eligibility General Insurance

Can I be listed on my boyfriend's car insurance?

If you both reside at the same address you should have no problem getting added to the same plan as your boyfriend. While this could possibly raise the rate that he is currently paying, it will likely come out as cheaper on the whole.
Jan 30, 2020 Walters, OK

Coverage & Claims

My car is titled under my boyfriend's name and is now totaled but he's in jail. What do I do?

The claim payout for the total loss will only go to the lienholder or owner and not a third party. Your boyfriend will need to somehow sign the check or the vehicle over to you so you can remedy the situation.
Jan 13, 2020 San Antonio, TX

General Insurance

If my girlfriend and I get auto insurance together (we live together) does it matter who the main owner of the policy is?

You will both need to be listed on the insurance policy to be eligible drivers. I would put the main policyholder as whoever will be the titleholder and registering the vehicle.
Dec 23, 2019 New York City, NY

Car Insurance Costs

Will my girlfriend's bad driving record follow me to another car insurance company?

Sorry to hear about the situation. It is possible for claims to follow you elsewhere.
Nov 19, 2019 Cameron Park, CA

Eligibility

I'm an international student who will be sharing a car with my girlfriend. How do I get insurance and does it cover both of us?

Not all insurance companies will be willing to cover drivers with non-U.S. licenses, but it's certainly not impossible to find insurance as a foreign driver.
Nov 4, 2019 Savannah, GA

Car Insurance Costs

Will my bad credit affect my fiancé's car insurance?

If you set up the policy in his name before you are married, your score will not impact the rates. Once you are married, it may impact your rates, but not as much if you keep the policy in your finance's name once you are married.
Oct 21, 2019 Dumfries, VA

General Insurance

Should both my girlfriend and I be on the car title?

I would only put the title in one name — whoever will own and register the vehicle. Putting two people on the title may only complicate things unnecessarily and make it harder to sell.
Aug 22, 2019 Grand Ledge, MI

Eligibility

Can my girlfriend and I save money on insurance if we bundle our vehicles together?

Thanks for your questions! I would definitely combine as much as possible. You will get multi-car and multi-policy discounts which can save you a lot of money.
Aug 1, 2019 Caseville, MI

General Insurance

Can I get insurance in my name for my girlfriend and her car?

You can get insurance in your name but your girlfriend will need to be listed on the policy since the car is in her name and she will be driving the vehicle. For more information, see our additional resource on the best car insurance for unmarried couples. If you have any further questions, don't hesitate to ask.
Jun 28, 2019 Miami, Florida
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