Driving History

What happens if I stop paying for my SR22?

If you stop paying for the SR-22, the insurance is required to notify the state that the policy is canceled. Typically, the state will suspend your license and you may have additional fines as well.

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General Insurance

Can I pay for all my insurance policies at once?

Each policy would be separate. They would take out a different payment for each policy.

Car Insurance Costs
General Insurance

If my vehicle was totaled in an accident, do I still need to pay my insurance bill?

The decision to maintain your auto insurance coverage is really dependent on whether or not you plan to buy a new vehicle in the near future. If you cancel your policy and then buy another vehicle within the next month or two, the insurance rates for that vehicle will be much higher than if you maintained coverage.

Coverage & Claims

Should I pay out of pocket for my vehicle or file a claim with my insurance company?

The decision to file a claim would be completely up to you, but in Massachusetts, an accident has an average impact of more than $700 per year in additional premium. If the repairs are less than that then I would recommend paying for the damage out of your own pocket.
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