Car Insurance Costs

Will being an older driver with poor credit affect my car insurance rates?

You are correct in that having a poor credit history will raise your rates. Age can be a factor as well.

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Do I have to keep making my insurance payments for a vehicle getting repaired?

You should definitely make your scheduled payments. I would continuously try and contact them.

General Insurance

Does having car insurance build credit?

You are correct that, in the majority of states, credit has an impact on your overall rate. However, maintaining car insurance and paying your bill on time will not result in a significant impact on your credit score like making timely credit card payments.
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