Coverage & Claims

If I have full coverage and gap insurance, which one pays out if I total my car?

Sorry to hear about your accident. Your auto insurance plan will pay out the actual cash value as determined by the adjuster—minus any deductible you have.

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General Insurance

What should I do with my car insurance after I pay off my car loan?

Congratulations! Paying off your car is a huge accomplishment; way to go! 1. Yes, let your car insurance company know: It is a good idea to notify your car insurance company of the loan payoff so that you can remove the lien holder from your policy.

Car Insurance Costs
Eligibility

If my car was fully paid for, can I still file a claim?

Having "full coverage" is a bit of a misnomer. It really refers to having both comprehensive and collision coverage.
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