Eligibility

Will full coverage apply if my son's girlfriend wrecked my car?

Sorry to hear about your situation. It will be up to your insurance carrier.

Compare auto insurance rates and save up to $670 per year!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Most Recent

General Insurance

Can you make your child a permissive user in order to get a discount?

You are not required to make your son a permissive user, so that seems off. You may want to get in touch with Allstate's customer service or your agent.

General Insurance

Is there any type of temporary insurance that would cover me driving my mom's car for a week?

Insurance companies don't offer temporary car insurance since policy lengths are typically six months to a year. If you will only be driving the vehicle for one week out of the year and you do not live with your mother, her policy should cover you to drive under permissive use.

Coverage & Claims

Am I still covered on my ex-husband's car if he took my name off the insurance?

Unfortunately, if you are not listed on the policy and drive the car on a regular basis, it's not likely that you would be covered. Permissive use usually extends to those who drive someone else's car, but that is usually capped at no more than one use per month.

Coverage & Claims

I just bought a new car for my daughter, but she had an accident with it before it was added to my current policy.

Thanks for your question. This can be tricky.

Eligibility

Do I need to get a non-owners policy if I'm borrowing my mom's vehicle?

Hello, If you live with your parents and drive their vehicle more than once a month, they will need to add you to their policy. If you do not live with them and/or you do not drive the vehicle more than once a month, you would be covered under what's known as permissive use (provided you have your parent's permission to drive their car).

Eligibility

Can my brother in law use my car for a week?

He should be covered to drive your car as long as you have permissive use coverage. This means that someone can drive your car that does not live with you, as long as they have permission and it is not a regular occurrence.

General Insurance

Can I add a vehicle to my policy that is titled to my step-son if he does not live in our household?

When adding another vehicle to the policy you would also add the driver of the vehicle to the policy. Generally, insurance companies will not allow a person not living in the home to be on the same policy.

Coverage & Claims

Someone borrowed my car and wrecked it

Although it was not you driving the vehicle, it will still be on your insurance policy and thus affect your rates. For South Carolina, an at-fault accident raised rates an average of $594 per year.

Coverage & Claims

Can I drive my mom's car to Canada?

There's a lot of things to unpack here. There's the general concerns: Are you covered to drive your mom's car?

Coverage & Claims

Can my son borrow my vehicle to use on the weekends

This can be tricky. Since he doesn't live in your residence full-time, he no longer needs to be listed on the policy.
Icon-Agent
Ask an Agent

Get free insurance advice you can trust.

Ask a Question