Coverage & Claims

Can I still file PIP claims for accents that happened years ago?

Florida is a no-fault state, meaning that in most cases you are responsible for your own medical care after an accident, regardless of who is at fault. Your PIP coverage should cover the most recent injuries (up to your policy limit which is typically $10,000 in Florida).
Jul 25, 2021 Ocala, FL

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Most Recent

Coverage & Claims

Will PIP pay for my medical bills?

Yes, personal injury protection (PIP) should cover any injuries resulting from an accident regardless of whether or not it was a single-vehicle accident. I would file a claim as soon as possible.
Jun 17, 2020 Pittsburg, KS


What company will issue me an SR-22 with 2 PIP claims?

I'm unaware of a specific company that will insure you with two PIP claims, but if you can't find an insurer, you can look into the Florida Automobile Joint Underwriting Association (FAJUA). They help people get insurance when they have no other options.
Aug 11, 2019 Pensacola, FL

Coverage & Claims

If two people are in an accident in a no fault state, who pays?

In Florida, you are required to have what's called personal injury protection (PIP). This coverage kicks in if you are injured in an accident.
May 27, 2019 Spuds, FL

Car Insurance Costs

Will my insurance decrease after my PIP claims expire?

A Personal Injury Protection (PIP) claim, will impact your rates for up to three years. Unfortunately, in Florida, there have been many fraudulent PIP claims that have caused the cost of insurance to rise, especially when you do have a PIP claim.
Jan 24, 2019 Pensacola, FL

Coverage & Claims

If I have an open claim on a totaled car, how do I handle the insurance?

There's a couple of things to think about. First, canceling the coverage on this vehicle will not cancel the claim.
Jan 17, 2019 El Paso, TX

Coverage & Claims Eligibility

Can I sue my boyfriend's insurance for medical coverage?

Sorry to hear that you were hurt. If you are on the insurance policy you can file a claim under the Personal Injury Protection (PIP) coverage.
Oct 16, 2018 Hammond, LA

General Insurance

Can't get insurance after PIP claims in Florida

This really depends on how many PIP claims you have. If you have one, there are still several companies that will insure you but some require more coverage and other requirements.
Sep 30, 2018 Palm Springs, FL

Car Insurance Costs Eligibility

PIP claims are keeping me from getting car insurance

It's hard to give advice for this outside of look at as many companies as possible. Because of the nature of risk associated with customers with PIP claims, car insurance companies either won't write you a policy or will charge you a very high premium.
Jul 9, 2018 St. Petersburg, FL

General Insurance

What does Personal Injury Protection really mean?

Medical payments will pay for your injuries no matter who is at fault in the accident and can pay for the injuries of the other passengers in your car as well. Typically, you will only be paid for the cost of the injuries within the limits of the other person's liability limits.
Jun 24, 2018 Omaha, NE

General Insurance

How does being rear ended affect your car insurance in a no-fault state?

Because of the way Utah's no-fault car insurance works, every driver is required to file a claim with their own insurance company after an accident, regardless of who was at fault. This is typically covered by your Personal Injury Protection coverage.
Apr 16, 2018 Salt Lake City, Utah
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