Coverage & Claims

Grace period for adding new vehicle with Progressive

For most major car insurance companies, you are correct. The state does not give any grace period to have the vehicle covered, but insurance companies will transfer coverage for a time frame - usually between 2-4 weeks.
Jun 13, 2018 Portland, OR

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Coverage & Claims

Does Oregon offer insurance on rental cars?

There are a couple of things you can do. You can get a non-owners plan that will give you liability coverage and make it legal for you to drive.
May 7, 2018 Portland, OR


Can my boyfriend insure my financed vehicle?

If you are not listed as a driver, you are not insured on that policy. Which means you're probably in violation of your lease agreement and you wouldn't receive coverage in the event of an accident.
Apr 12, 2018 Portland, Oregon

Coverage & Claims

An automated security gate hit my door, should I file a claim or get them to pay for the damages?

It's unlikely the company will pay for damages to your vehicle because, as you stated, you misjudged where the gate would open to. In terms of filing a claim with your insurance company, I recommend getting an estimate first to see how much the damage will cost.
Dec 10, 2017 Portland, Oregon

Coverage & Claims

If I was rear-ended by another driver, do I have to contact my insurance company if the other driver is covering my damage?

If the other driver is considered to be at fault then you would need to contact his insurance company. Oregon is a "Fault" state meaning that the driver who is considered to be at fault in the accident is responsible for injuries and/or damage they cause to a third party.
May 1, 2017 Portland, OR


Can I insure the engine of a vehicle for added protection?

Auto insurance policies are meant to protect your vehicle if it is damaged as the result of a covered loss. Unfortunately, breakdowns, wear and tear, and warranty issues are not covered on a traditional auto policy.
Sep 15, 2016 Portland, OR

Car Insurance Costs Eligibility

Can I get car insurance without a home address?

Unfortunately it seems like you are in a tough spot until you have moved into your new place. Lots of information is used by insurance companies to determine the rate that they will charge to insure a driver and a major factor in rating that price is your home address.
May 29, 2016 Portland, OR
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