Coverage & Claims

Was I right to file a claim with my insurance when I was not at fault? Will my premiums go up?

Sorry to hear about the accident. I do think you made the right decision in filing a claim for your damages.

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General Insurance

Does moving from one insurance company to another raise your insurance premium?

Switching insurance companies won't necessarily raise your rates as long as it doesn't result in a lapse in coverage. Accidents and violations can stay on your record for up to five years, so your past infractions from six years ago should not affect your rates.

General Insurance

Can freezing your credit score affect your car insurance premium?

It's unlikely the freezing of your credit caused your premium to change - as freezing it doesn't affect your score and that's the only way your premium would adjust. Premiums, as a whole, have increased in 2018.
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