Insurance Companies

What is a letter of acceptance?

While your old insurance card will show your most recent policy term, a letter of experience will provide your new insurance company with additional details from your old policy. This is usually because your new company is providing a hefty discount for the fact that you were maintaining insurance coverage prior to the start of your new policy.

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General Insurance

Does North Carolina accept proof of insurance on my phone if I were to get pulled over?

Unfortunately North Carolina does not allow for digital proof of insurance just yet so you will need to print a hard copy to keep in your vehicle. That could always change in the future, but currently a hard copy is required.

General Insurance

Do I need to keep a printed insurance card in my vehicle or can I show digital proof of insurance on my phone?

<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;As of May 2015, 42 states allowed for digital proof of insurance rather than a paper ID card. That is seven more states than in 2013 so there is potential that within the next few years every state could allow for digital proof.
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