General Insurance

If I go through The Zebra to get insurance, will I receive the proof of insurance today?

Whether you decide to purchase insurance through The Zebra online or over the phone, you will receive your proof of insurance before you hang up. As long as your down payment is received, your policy can become active and documentation can be generated.
Sep 17, 2021 Lake Charles, LA

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General Insurance

I don’t like the idea of getting car insurance from a company I’ve never heard of.

​Here at The Zebra we work with many different insurance carriers depending on your state. Not only do we work with carriers that are lesser known, but also some of the bigger name companies such as Progressive, Safe Auto and Travelers.
Jul 13, 2021 Indian Wells, CA

Coverage & Claims

Do I have to disclose a claim on quotes that was handled under another party's insurance?

If the other party handled this claim on their insurance because you were not at fault, the claim should not affect your insurance rates or quotes going forward. If you decide to proceed with an application and do not disclose this claim, the insurance company’s underwriting department may find this regardless of whether you told them or not.
Jul 12, 2021 Georgetown, TX

Driving History

Why is my ex's accident following me around in my insurance quotes?

Claims tend to be attached to the driver that was at fault. If you were the policyholder at the time, some companies will see this and still charge you for that at their discretion.
Jan 31, 2020 Boston, MA

Car Insurance Costs

I'm moving from TX to WA, where car insurance is a lot more expensive. Why is it so much and what can I do to lower my premium?

Insurance is regulated on the state level and every state has its own insurance laws. For example, Michigan residents are well-known to pay the most expensive premiums in the country due to the state's coverage requirements, which include unlimited medical coverage for the lifetime of car accident victims.
Dec 27, 2019 Vancouver, WA

Car Insurance Costs

Should I stay with my car insurance company even if I'm getting a better quote from elsewhere?

It's possible that your agent is simply trying to keep your business. However, he may actually be correct.
Nov 12, 2019 Rockledge, FL

Eligibility

Will my credit be run and/or impacted if I get insurance quotes from The Zebra?

Your credit is not run when you're in the shopping-around-stage for insurance quotes. It's only when you finalize your policy that your new insurer will run a soft credit check.
Oct 25, 2019 San Juan, TX

General Insurance

Do insurance companies run a soft or hard credit check?

Insurance companies run a soft credit check when they run your credit. We can quote you with several carriers at The Zebra.
Jun 27, 2019 Colorado Springs, CO

General Insurance

Why am I being asked for my personal information for a car insurance quote?

According to our data, the average cost of minimum liability car insurance in California is $573 per year. Below are some additional coverage options you can consider: State Minimum — Liability Only $573 State Minimum — $1,000 Comprehensive/Collision $1,297 State Minimum — $500 Comprehensive/Collision $1,481   That said, this is based on a 30-year-old male driver with no accidents or violations and good credit.
May 1, 2019 Castro Valley, CA

Eligibility

Do you have a carrier that will write an auto policy for a driver with an international permit?

We do have a few companies that will insure you with a foreign license. First, you need to complete the quote online.
Dec 15, 2018 Anaheim, CA

General Insurance

Does it count against you if you don't have insurance now?

Not having insurance continuously does impact your rate negatively. Once you have had insurance for six months the rates should get better.
Dec 6, 2018 Kenner, LA
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