Eligibility

How do I get insurance if I'm not the owner of the car I'm driving?

Many companies will still insure you even if you're not the owner of the vehicle. However, they will likely want your father to be listed on your policy as an additional interest since he is the owner.

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General Insurance

In the State of Minnesota, does a registered vehicle have to have insurance if it is not being driven?

Technically, if you have the vehicle registered then it's supposed to be insured, regardless of whether or not it's being driven. If you are wanting to remove insurance from a vehicle you're supposed to return the registration tags to your local registration office.
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