Eligibility
General Insurance

Does DoorDash include liability coverage?

DoorDash does cover some liability for its drivers. See more info about what insurance delivery drivers need here. When it comes to using a rental car for deliveries, they will not provide any physical protection for the vehicle.

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Eligibility

Can I rent a car for my grandson to drive?

It's not likely that any rental company will allow this. Most car rental companies require drivers of their vehicles to be at least 25 years old.

Coverage & Claims

Am I able to buy insurance now and use it to file a claim for a not-at-fault rental car accident?

Insurance never works retroactively; it goes by the effective date stated on the policy. Any incidents that happened prior to the date of binding will not be covered.

Eligibility

What insurance companies can I use with Turo?

I'm not sure how many companies are actively offering coverage for Turo, but I do know they have a sponsorship with Liberty Mutual that allows hosts to choose a protection plan. This protection plan covers liability and physical damage to the vehicle, but hosts can also deny a plan if they have their own coverage.

Coverage & Claims

I agreed to pay out of pocket for an accident, but do I have to pay for their rental car if it's prohibitively expensive?

Sorry to hear about your accident. If you accepted fault for the accident you are responsible for the person's transportation expenses.

Coverage & Claims

Can I be sued for damages I caused in a rental car?

Hello and thanks for the question. If you have liability insurance, the other party should be collecting from this.

Eligibility

Can a foreigner get a short term car insurance when renting a vehicle from a private person?

Hello, Getting car insurance can be quite complicated for foreign drivers, especially with short-term car rentals. Since you are renting the car from your host I assume that you will be living at their address.

Insurance Companies

Can I get short-term rental car insurance for a van modified for mobility?

Hello, Unfortunately, we do not have any companies that will provide insurance for only two weeks. I'm unaware of any company that will, as most policies are six months or twelve months.

General Insurance

What insurance should I get if I drive my sister 6 miles a day and drive a rental once a month?

There are a couple of things to consider to get insured. Because your sister will own the vehicle, any insurance policy you get will require you list her as an additional interest, just like if you were financing a vehicle.

Coverage & Claims

If I hit a rental car, can I pay the damages out of pocket?

In this particular instance, it really depends on how the rental car company wants to handle the situation. I would recommend contacting the rental company to see what options you have.

Coverage & Claims

Can I be compensated for repairs prior to a car being totaled?

So the answer, as you might expect, is a bit complicated. If the insurance company initially set up you up with a rental and it took them 3 months to declare the vehicle a total loss, the insurance company may be responsible for covering the additional 2 months worth of rental charges.
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