Coverage & Claims

Am I covered if a friend wrecked my rental car?

I'm sorry to hear about the accident, but I would not attempt to make a claim on an insurance policy purchased after the fact. Insurance is always bound for the current time and forward.
Jul 18, 2021 Neenah, WI

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Eligibility

What insurance companies can I use with Turo?

I'm not sure how many companies are actively offering coverage for Turo, but I do know they have a sponsorship with Liberty Mutual that allows hosts to choose a protection plan. This protection plan covers liability and physical damage to the vehicle, but hosts can also deny a plan if they have their own coverage.
Dec 19, 2019 Richmond, VA

Coverage & Claims

I agreed to pay out of pocket for an accident, but do I have to pay for their rental car if it's prohibitively expensive?

Sorry to hear about your accident. If you accepted fault for the accident you are responsible for the person's transportation expenses.
Oct 16, 2019 Weeki Wachee, FL

Coverage & Claims

If I hit a rental car, can I pay the damages out of pocket?

In this particular instance, it really depends on how the rental car company wants to handle the situation. I would recommend contacting the rental company to see what options you have.
May 13, 2019 Sunnyvale, CA

Coverage & Claims

Can I be compensated for repairs prior to a car being totaled?

So the answer, as you might expect, is a bit complicated. If the insurance company initially set up you up with a rental and it took them 3 months to declare the vehicle a total loss, the insurance company may be responsible for covering the additional 2 months worth of rental charges.
Jan 19, 2019 Plano, TX

Coverage & Claims

Can I file a loss of use claim to get rental reimbursement in CT?

Connecticut does have a subrogation law which states you "are entitled to a comparable rental vehicle or reasonable compensation, for a reasonable period of time necessary to settle your claim or repair your vehicle." However, because you do not know who the individual is, I am not sure how would be the party to compensate you. Normally, you would need your rental reimbursement coverage.
Jan 5, 2019 New Haven, CT

Coverage & Claims

At-fault FedEx driver is lying after a car accident

When you file a claim with your insurance company, the insurance adjuster will determine fault and work with the other party's insurance company to resolve the claim. Usually, the at-fault party would be responsible for the rental coverage.
Dec 31, 2018 Plymouth, MA

Coverage & Claims

What happens if you total a rental car?

The answer depends on your insurance coverage. If you do not have insurance you will likely be responsible for the cost of the vehicle.
Dec 16, 2018 Tampa, FL

Coverage & Claims

Do I have to contact my insurance after an accident with a rental car?

You've taken all of the right steps to have the claim taken care of. The only thing you need to do is contact your insurance company.

Car Insurance Costs

Am I responsible for paying for another driver's rental car

Yes. You are the reason the other driver does not currently have a vehicle which they most likely need to get to work and maintain their obligations.
Jun 22, 2018 Bronx, NY

Coverage & Claims

Need long term rental car insurance

You basically have two options. First, you can buy the insurance offered by the rental dealership, which can be somewhat expensive depending on the company and policy.
May 28, 2018 Las Vegas, NV
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