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Renters Insurance

I don't have renters insurance

If you do not have renters insurance, unfortunately, there isn't much you can do. Renters insurance would have protected your personal property.
Jun 25, 2018 Rockville, MD

Renters Insurance

Can I get a refund if I was double insured

This has more to do with company-specific guidelines. While some companies will prevent you from seeking full reimbursement for canceling a policy within 90 days, others will not if you can show proof of other insurance.
Jun 17, 2018 Eugene, OR

Renters Insurance

If I file 2 claims in less than 2 years, will my insurance think it is fraud?

It depends on that specific writings of your policy. What you're talking about, "specifically insured jewelry" is referred to as a scheduled item.
May 19, 2018 Grass Valley, CA

Renters Insurance

Will my renters insurance pay for me to live elsewhere?

Within your rental insurance is something called Loss of Use Clause, otherwise known as Additional Living Expenses, which might be what you're thinking of. However, this is designed to cover your additional living expenses after a covered loss.
Feb 5, 2018 Youngstown, Ohio

Renters Insurance

Renters insurance denying coverage for burst pipe

I recommend looking through your policy documentation and see if there are any stipulations regarding your responsibility during winter months. Some require you have your home above 60 degrees to prevent damage to your pipes or keep the faucets dripping as to prevent the pipes from bursting.
Jan 17, 2018 Greenwood Village, Colorado

Renters Insurance

I left my door unlocked and was robbed, can I file a claim?

I recommend checking the verbiage of your policy. Some policies have a requirement for forcible entry, while others do not.
Jan 10, 2018 Parker, Ohio

Renters Insurance

Why does my dog's breed matter to my insurance company?

Typically, the liability portion of your renters and home policies apply to your pets in the event they bite someone. Fair or not, insurance companies use breed-specific information to predict if they'll be liable for a bite claim.
Jan 2, 2018 Austin, TX

Renters Insurance

Renters insurance after my boyfriend moves in?

There's a couple of things you should consider with renters insurance. First, it not only covers your personal property but also your liability.
Dec 30, 2017 Bay Village, Ohio

General Insurance Renters Insurance

If I use my parents' house as my permanent address but live in an apartment, can I get renters insurance?

You would need to use the address of the apartment you are planning on renting. In the event of a claim, let's say a fire, your renters insurance provider will notice that the address listed on your claim doesn't match your policy paperwork.
Jun 19, 2017 Lansing, MI

Renters Insurance

Is there such thing as 'too much renters insurance'?

If maintaining a specific limit of liability on a renters insurance policy is required by your property manager as part of your lease then there probably isn't any way around it. That being said, the liability coverage you select on your renters insurance coverage is intended to cover you for damage or injury that you may cause.
Jun 17, 2017 Portland, ME
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