Coverage & Claims

Is there insurance coverage for auto glass?

Depending on your insurance company there are two ways you can go about getting auto glass coverage: through your comprehensive coverage, which includes glass protection, or you can add specific glass coverage if your insurer offers it. This comes with a separate, much lower deductible for glass damage compared to your comprehensive deductible.

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Coverage & Claims

Will filing a full glass coverage claim to repair my windshield cause my premiums to rise or count as a claim at renewal?

While excessive claims can cause your rate to increase or impact your ability to find coverage with other companies, one single glass claim is unlikely to cause much, if any, impact. Generally, glass claims are the least likely to cause a rate increase or a non-renewal with your current company.

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Coverage & Claims

If I paid to have a window replaced on my car, can I submit the receipt to my insurance company for reimbursement?

Since you are in California, glass claims should not impact your rate. You will want to make sure your policy includes comprehensive coverage (which it should since you are leasing the vehicle).
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