Eligibility Uncategorized

Will my insurance company drop me for not changing my address when I moved?

Hello, Insurance regulations are very state-specific. Therefore, when you move to a different state, you have to get a new policy.
Jul 17, 2019 Pawtucket, RI

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Insurance Companies

Can I get short-term rental car insurance for a van modified for mobility?

Hello, Unfortunately, we do not have any companies that will provide insurance for only two weeks. I'm unaware of any company that will, as most policies are six months or twelve months.
Jul 15, 2019 Providence, RI

Coverage & Claims

Should I file a claim if my car was side-swiped?

Sorry to hear about your situation. There are several factors to consider before filing a claim.
Jun 13, 2019 Exeter, RI

General Insurance

Why do I need car insurance if my vehicle is in the garage?

Your agent is correct. Since the car is still registered, you legally have to maintain the minimum liability requirements for the state of Rhode Island.
Oct 11, 2018 Cranston, RI

General Insurance

My tree damaged a neighbor's swing set?

In most cases, it would be your insurance that pays for the damages. The reason being, the limb came from your tree and it's your responsibility.
Sep 26, 2018 Providence, RI

Eligibility General Insurance

Which insurance companies insure foreign licenses?

Since the car will not be registered in your name, the owner of the car will need to add you as a driver to their policy, instead of you getting your own. If your friend's current company will not accept a foreign license, then they will need to shop around to find something you can be added to.
Jul 26, 2018 Newport, RI

General Insurance

I was in a zip car and got into a not-at-fault accident

If you have a police report with the at-fault party information on it, it's very likely Zipcar will contact them for the damage. However, I would check the insurance information you signed up for to see how you could be charged.
May 2, 2018 Providence, RI

General Insurance

A drunk person fell on my car, am I covered?

The decision will really be up to you. If they want to pay out of pocket I would take it to a shop you want and trust and get the estimate.
May 1, 2018 Bristol, RI

Coverage & Claims

If I'm involved in an accident with a passenger in my vehicle, are they covered?

In the state of Rhode Island, medical coverage is not a legal requirement to meet the state insurance law so it is optional. "Full Coverage" refers to coverage for damage to your vehicle and doesn't necessarily include any other extras like rental car, roadside, or medical. Your best bet is to contact your insurance company and ask if your policy includes medical coverage for you and your passengers.
Jul 29, 2016 Warwick, RI
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